Getting approved to accept payments
How the Payments autopilot writes Stripe, PayPal, or Square applications built to pass processor KYC.
A bank account holds your money; a payment processor lets you charge customers. The Payments autopilot prepares your application to Stripe, PayPal, or Square — the same way the Banking agent handles bank accounts — writing every answer to pass the processor's own KYC review. For non-residents, getting approved to accept payments is the single hardest step, so this agent is built specifically to clear it.
The three processors
- Stripe
- The default for online businesses — SaaS, digital products, and e-commerce. Deep developer tooling and broad country coverage.
- PayPal
- Widely trusted at checkout by consumers, and useful as a second option alongside a card processor.
- Square
- Strong for businesses with an in-person or point-of-sale component in addition to online sales.
What the agent does
- 1Match the processor to your model
It recommends Stripe, PayPal, or Square based on what you sell and where your customers are.
- 2Write the application to pass KYC
It uses your entity, EIN, bank account, and a precise business description to complete the application in the way processor compliance teams expect to see.
- 3Pre-empt the common decline reasons
Mismatched details, a vague product description, or an unclear website are the usual causes of rejection — the agent flags and fixes them before you submit.
- 4Track to a decision
The application is submitted and tracked, with every step recorded as an agent run in your dashboard under Payments.
Processors want to pay out to a business bank account in the company's name, so activate banking first. The Payments agent reuses that account and your verified details, which makes the application stronger.
If you're a non-resident who has been rejected before, read why Stripe rejects non-residents next.